VCC Payments

Paying Bookings with Virtual Credit Cards (VCC)

Travelgate supports multiple payment methods depending on the payment type returned by the supplier. If a booking requires a credit card payment, you have two options:

• Using Your Own Credit Card: If you obtain or generate your own credit card, provide the card details in the book mutation card input paymentCard, including the card type, number, CVC, and other relevant details.
• Using a Virtual Credit Card (VCC) Provider: If you do not generate your own VCCs, Travelgate integrates with several VCC suppliers that can create a virtual credit card for each booking. When requesting a VCC for payment, the system connects with your VCC provider to generate and apply the virtual card automatically.

VCC Supplier Features

Our VCC Generation Plugin offers key functionalities to streamline virtual card payments:

1. VccGen - Generate a Virtual Credit Card
   The VCC Generator Plugin allows users to create VCCs with customizable activation and expiration dates. The system returns essential card details, including:

   • Cardholder name
   • Card number
   • CVC code
   • Expiration date
   • Card type (e.g., VI)

   Users can configure rules in the genvcc.csv file to determine when and how a VCC should be used. More details on the rules file can be found here.

2. VccCan - Cancel a Virtual Credit Card
   The VCC Cancel Plugin enables cancellation of a VCC using the ID returned in the Book response. The cancellation status appears in the paymentInfo field. Rules in the genvcc.csv file can be configured to determine which VCCs should be canceled. More details on this process can be found here.

Activating VCC Payments with Integrated VCC Suppliers

To enable VCC payments through Travelgate, follow these steps:

1. Confirm an agreement with your preferred VCC provider.
2. Submit a case via our Support Platform, including details about your VCC supplier, credentials, and the Sellers for whom you wish to activate VCC payments. Our team will notify you once activation is complete.
3. Create and upload your VCC Rules file to your SFTP.
4. Complete the VCC setup:

   • For Hotel-X Pull Buyers API users: Add the VCC Plugin to your Hotel-X Book and Cancel mutations.

   • For Distribution Solution users: Log into the Distribution Extranet and configure the "Allow VCC" rule at the agency level.

     

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The VCC plugin is optional and depends on the Seller's acceptance of VCC payments for both bookings and cancellations.

Supported VCC Providers

Travelgate currently supports the following VCC providers:

Name	Code	Description	Product Info
Amadeus Virtual Account	AMV	A secure and flexible virtual card solution for travel payments, powered by Amadeus.	Official Link
Ixaris (part of NIUM)	IXA	Virtual cards by Ixaris (a NIUM company), designed to optimize B2B travel payments and reduce costs. Allow you to create virtual cards, load them with money, monitor virtual card transactions and receive notifications of card activity.	Official Link
Voxel	VIXA	Voxel offets B2B payment solution designed to orchestrate a fully digital, efficient, and frictionless payment process. It supports operations with 20+ payment providers and alternative payment methods, along with value-added services such as currency management and e-invoicing.	Official Link
Voxel	VOX	It is the same payment solution of Voxel as the previous one, but this is a legacy connection version.	Official Link
eNett (part of WEX)	NET	eNett (a WEX company) works with leading travel intermediaries to efficiently and securely pay travel suppliers anywhere in the world, helping its clients innovate at scale and win in a rapidly changing market.	Official Link
Citi	CITI	Citi’s global virtual card solution helps businesses control spending, increase security, and improve reconciliation.	Official Link